Medicare Supplement

Types of Medicare Supplement Insurance

Medicare Supplement Insurance, also known as Medigap, offers different plan options to help cover healthcare costs not paid by Original Medicare:

• Plan A: Covers basic benefits, including hospital coinsurance and Medicare Part B coinsurance.
• Plan C: Provides additional coverage for skilled nursing facility coinsurance, Part A and B deductibles, and foreign travel emergencies.
• Plan G: Covers nearly all out-of-pocket costs for Medicare-approved expenses except the Part B deductible.
• Plan N: Includes lower premiums with coverage for hospital stays, Part B coinsurance, and more, with cost-sharing for certain Part B services.

Benefits and Uses of Medicare Supplement Insurance

Medicare Supplement Insurance helps to fill gaps in Original Medicare, providing peace of mind and financial protection for individuals needing additional support with healthcare costs:

• Reducing Out-of-Pocket Expenses: Assists in covering copayments, coinsurance, and deductibles, reducing the financial burden of healthcare.
• Extending Hospital Coverage: Provides additional coverage for hospital expenses beyond Medicare's limits, ensuring continuous care.
• Covering Foreign Travel Emergencies: Offers coverage for medical emergencies abroad, giving you peace of mind while traveling.
• Protecting Financial Security: Helps prevent high out-of-pocket expenses, enabling policyholders to manage healthcare costs without compromising their finances.

Ensuring Financial Security and Peace of Mind

Medicare Supplement Insurance supports individuals in managing healthcare expenses and securing their financial future. By covering costs that Original Medicare doesn’t, this insurance offers a safeguard against unexpected medical expenses, allowing policyholders to focus on their health and well-being.

With a variety of plans available, Medicare Supplement Insurance is designed to fit different budgets and needs, ensuring access to quality healthcare while maintaining financial stability and peace of mind. This coverage plays a vital role in helping individuals and their families manage medical expenses confidently and comfortably, regardless of life’s uncertainties.