Short Term Care

Types of Short Term Coverage

Short-Term Care Insurance (STCi) from ManhattanLife provides flexible options designed to help cover the costs of short-term care needs:

• Facility Care: Coverage for stays in nursing homes, assisted living, and hospice facilities, addressing the high costs of facility-based care.
• Home Health Care Rider: Optional benefit for receiving professional care at home, covering nursing services, physical therapy, and more.
• Hospital Indemnity Benefit Rider: Optional daily cash benefit to help manage costs associated with hospital stays, regardless of other insurance.

Ensuring Financial Preparedness and Peace of Mind

Short-term care needs can arise unexpectedly, putting financial strain on individuals and families. Short-Term Care Insurance provides an affordable solution to cover expenses for care in a facility or at home, allowing policyholders to focus on recovery without worrying about costs

Customizable Coverage Options

Short-Term Care Insurance offers several customizable options to help create a plan that fits your unique needs:

• Prescription Drug Benefit: Reimbursement for prescription medications, with up to $300 per policy year.
• Fast-50™ Benefit: First-day cash benefit that waives the elimination period and covers 50% of your daily benefit.
• Simple Inflation Benefit: Increases the daily benefit by 5% annually, providing protection against rising care costs.

Supporting Health and Recovery at Any Stage of Life

Short-Term Care Insurance is designed to give you confidence and security, whether you need assistance with daily activities, rehabilitation, or short-term facility care. With a range of benefit periods, daily benefit amounts, and optional riders, it helps you tailor a plan that meets your care and budgetary needs. It’s a proactive step to safeguard your well-being and financial security against the unexpected.